Tips for Managing Finances

Saving Money isn't easy these days, but it can be done! The following links will provide advice about how to stretch your dollars as far as possible.

Energy Savers: Tips on Saving Energy and Money at Home
www.1.eere.energy.gov/consumer/tips
U.S. Department of Energy - Energy Efficiency and Renewable Energy
Find information about keeping your home comfortable and easier to heat and cool - while you save money. Includes the latest information on energy-saving, efficient technologies, as well as tips for using clean, renewable energy to power your home.

How to Establish, Use and Protect Your Credit:
What You Need to Know
www.frbsf.org/publications/consumer/credit.html
Federal Reserve Bank of San Francisco
Learn how to use credit as a financial tool while protecting yourself from fraud and debt. A .PDF version of the guide can be downloaded for free.

MYMONEY.GOV
www.mymoney.gov
U.S. Financial Literacy and Education Commission
A federal government program dedicated to teaching all Americans the basics about financial education - including understanding savings, avoiding loan scams and preparing for retirement. Throughout the site you will find important information from 20 different federal government agencies.

Save Money on Your Grocery Bill:
www.cccsatl.org/save-money-grocery.asp
Consumer Counseling Credit Service
Site also includes information about managing debt, avoiding fraudulent loans and household budgeting.

Saving Money at the Gas Pump:
www.ftc.gov/bcp/edu/microsites/energysavings/savegas/flash.html
Federal Trade Commission
An interactive site sponsored by the federal government.

66 Ways to Save Money:
www.pueblo.gsa.gov/cic_text/money/66ways
Federal Citizen Information Center
Order an English or Spanish copy of this savings guide produced by the federal government. .PDF versions are also available to download, free of charge.

Stretching Your Food Dollar:
www.extension.unh.edu/FoodNutr/FNStretch.htm
University of New Hampshire Cooperative Extension
Suggests ideas for money saving meals and strategies for saving money at the supermarket.

Teaching Children About Money:
www.pbs.org/wnet/moneyshow/makeover/article6.html
That Money Show - PBS.org
Includes ideas about how to teach "money sense" to children starting at a young age. Also includes articles about other elements of financial education, including home budgeting, understanding loans and setting goals.

Thrive by Five: Teaching Your Preschooler About Spending and Saving
http://www.creditunion.coop/thriveby5/
Credit Union National Association, Inc.
With articles and activities available in English and Spanish, this website helps parents of young children teach positive financial habits that will last a lifetime.